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Web Site Terms of Use

THESE TERMS OF USE GOVERN THE ACCESS AND USE OF OUR WEB SITE AND SHOULD BE CAREFULLY READ.

BY ACCESSING OR USING OUR WEB SITE, YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS OF USE AS THEY MAY FROM TIME TO TIME BE MODIFIED BY RIVER VALLEY COMMUNITY BANK, RVCB, ITS SUBSIDIARIES OR AFFILIATES (COLLECTIVELY, "RIVER VALLEY COMMUNITY BANK").

Use of Web Site

Our Web site contains information, names, images, pictures, logos, icons, documents and other material (the "Contents") for your use and information. The Contents are solely for your personal use. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell or republish any of the Contents of this Web site without the prior written consent of River Valley Community Bank, which may be withheld in its sole discretion.

Modifications

River Valley Community Bank may at any time make modifications, changes, and alterations to the Contents of this Web site, including these Terms of Use, without prior notice. You are responsible for regularly reviewing these Terms of Use. Your continued use of this Web site following any modifications, changes or alterations shall constitute your acceptance of such modifications, changes or alterations.

Transmissions to and from this Web Site

Except when utilizing the forms within our web site or when expressly indicated as being secure, transmissions to and from this web site or directed to River Valley Community Bank, including E-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at River Valley Community Bank. Please do not use E-mail other than the forms within our Web site to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call (530) 755-0418, visit our branch or write us at River Valley Community Bank, 1629 Colusa Highway, Yuba City, CA 95993, to communicate confidential information. Any transmission to this Web site, including E-mails shall be deemed and remain the property of River Valley Community Bank. River Valley Community Bank shall be free to use, for any purpose, any ideas, concepts, know-how or techniques provided by a Web site user to River Valley Community Bank through this Web site.

Copyrights and Other Intellectual Property

Except where otherwise expressly noted or as noted below, all Contents of this web site, including the graphics, icons and overall appearance of the Web site, are the sole and exclusive property of River Valley Community Bank and/or its subsidiaries or affiliates. The posting of the Contents of this Web site neither constitutes a waiver of any of River Valley Community Bank's proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, service marks, patents and other intellectual property, nor a transfer by implication, estoppel or otherwise of any such rights or of any license to the Web site user or to any third party. Contents of this Web site are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents that you obtain from the Web site.

The display of trademarks within this Web site does not grant you a license of any kind. Any downloading of material contained in the site, or of any site linked to the site, may be a violation of federal trademark and copyright laws. Any downloading of Contents of this Web site or any Web site linked to this Web site may be a violation of federal and other trademark laws and federal copyright laws.

Linked Sites

We provide links to non-River Valley Community Bank Web sites solely as convenient pointers to information on topics that may be useful to users of the our Web site and we have no control over the content on such non-River Valley Community Bank Web sites. Should you choose to visit, via our link, a non-River Valley Community Bank Web site, River Valley Community Bank makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does River Valley Community Bank warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Links to non-River Valley Community Bank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

River Valley Community Bank's Online Customer Information Policies

We respect the privacy of our customers and are committed to protecting their information on our Web site with the same care that we utilize for all River Valley Community Bank company transactions. Click on Privacy Policy if you would like to view our current online policy.

No Warranties

Although River Valley Community Bank attempts to ensure that the Contents provided or otherwise displayed on our Web site are accurate, we make no representation, endorsement or warranty that the Contents are accurate or suitable for your particular purpose. THE WEB SITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEB SITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEB SITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW.

Limitation of Liability

IN NO EVENT WILL RIVER VALLEY COMMUNITY BANKOR ITS SUBSIDIARIES, AFFILIATES, REPRESENTATIVES, CONTRACTORS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF OUR WEB SITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF USE RELATED TO OUR WEB SITE; ANY WEB SITE OPERATED BY ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEB SITE OR ANY OTHER WEB SITE, EVEN IF RIVER VALLEY COMMUNITY BANKIS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Available Only Where Permitted by Law

The products and services of River Valley Community Bank, its subsidiaries and affiliates are available only in the United States and other countries where permitted by law.

Governing Law

These Terms of use shall be governed by and construed in accordance with the law of the State of California, without regard to the conflict of laws thereof, and to the laws of the United States.

Venue

Disputes arising from the use of this Web site shall be exclusively subject to the jurisdiction of any federal or state court for the State of California.

Severability

If a court of competent jurisdiction determines that a portion of our Terms of Use is unenforceable, such portion shall be modified solely to the extent necessary to cause such portion to be enforceable and these Terms of Use as so modified shall otherwise remain in full force and effect.

Waiver

No waiver by River Valley Community Bank of any right under or term or provision of these Terms of Use will be deemed a waiver of any other right, term, or provision of these Terms of Use at that time or a waiver of that or any other right, term, or provision of these Terms of Use at any other time.

Service Contact

If you have questions or problems regarding this web site please contact us at (530) 755-0418.