When you need a financial partner, someone who can understand and respond to your unique needs, you can be confident that River Valley Community Bank will be there for you. River Valley Community Bank is predominantly owned by local investors who understand excellence in service. We have the people, experience and resources to be your preferred banking choice.

Thank you for your business!

PLEASE NOTE: Click on "About Us", then "Bank Financials" to see the March 31, 2010 financial results.

FDIC Insurance for $250,000 extended to December 31, 2013!

Effective May 30, 2009, Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor. 

The extension does not apply to the Transaction Account Guarantee Program. River Valley Community Bank has elected to participate in  the Transaction Account Guarantee Program which provides a full guarantee of non-interest-bearing transaction deposit accounts above $250,000, regardless of dollar amount. The guarantee is in effect until December 31, 2010. Accounts covered by the guarantee also include NOW accounts where interest rates are maintained at 0.50 percent or less.

The FDIC provides separate insurance coverage for deposits held in different ownership categories such as single accounts, joint accounts, Individual Retirement Accounts (IRAs) and trust accounts.  To learn how you can be insured for more than $250,000, call (530) 755-0418 and talk to one of our Sales Representatives.  To learn more about the FDIC, visit them online at www.FDIC.gov.